Monthly Budget Spreadsheet Template

Give every dollar a plan—and keep your monthly finances in view.

The JGT Monthly Budget Spreadsheet brings your income, everyday expenses, bills, debt payments, and savings goals together in one Google Sheets template. Set your budget, record your transactions, and compare your planned amounts with actual activity.

Plan your month

Customize categories to fit your household and enter expected income, spending limits, bill amounts, debt payments, and savings contributions. An optional rollover field lets you include money carried forward from the previous month.

Track your activity

Record income and payments in the transaction list, with space for dates, categories, amounts, subscription checkboxes, and notes. Track bill and debt due dates, then mark payments completed.

See where you stand

Review budgeted versus actual amounts, your financial summary, and money left to spend. Calculated totals help you see how your entries affect your monthly plan.

Features include:

• Customizable income, expense, bill, savings, and debt categories

• Budgeted and actual amount comparisons

• Bill and debt due-date fields and paid checkboxes

• Transaction tracking with subscription indicators and notes

• Optional rollover amount

• Calculated summaries and money left to spend

What you receive

Access to the Monthly Budget Spreadsheet Google Sheets template, with instructions for making and using your own private copy.

Requirements: A free Google account and internet access.

Monthly use: Make a separate copy for each month. Changing the month selector does not save or switch between monthly records.

Digital product. No physical item will be shipped.

Just Great Templates. Templates that just work.